HUMM – UP TO $7,500
MOBILITY SCOOTER FINANCE WITH HUMM
Humm is a leading provider of retail No Interest Ever! payment plans through a wide network of retailers and businesses.
It’s simple and easy to apply, with fast approval times. So, in most cases, you can complete your application while you make your purchase, then repay over time. Or, to save time, you can apply for pre-approval online. We’ll assess your application while you’re online and confirm the outcome. Pre-approval is available for online applications up to $7,500 and you’ll receive all the details you need so you’re ready to shop.
Humm is available to our customers on government benefits and the payment plan will fall in line with your payment date! Humm also grants instant approval for anyone over 65!
WHAT IS A HUMM PAYMENT PLAN?
This is a continuing credit payment plan that lets you purchase goods or services today, by paying an initial deposit, with the remaining balance being conveniently direct debited fortnightly. There is a simple application and best of all there is No Interest Ever!
WHAT ARE THE FEES AND CHARGES FOR HUMM?
Please read your Humm continuing credit payment plan agreement carefully. This outlines all fees and charges payable along with their frequency, throughout your purchase term. When you make a purchase, humm will open an account for you. You will pay an establishment fee between $22 and $90 to set up your account. This is payable over the term of the purchase. The account will provide you access to online information about your purchase(s), credit schedule(s), access to our 1800 customer call in facility and other benefits. There is a monthly account keeping fee of $8 which will be direct debited whilst your account remains active.
CAN I PAY MY CONTINUING CREDIT ACCOUNT OUT EARLY?
You can pay the outstanding balance of your continuing credit account (inclusive of any fees and charges) on any day you wish. If you keep your account open, your available credit will be available for up to 24 months. You can shop again at any time while your account remains open and the monthly account keeping fee will continue to apply.
HOW CAN I FIND OUT THE PAYOUT FIGURE?
You can write to Humm at any time via the Contact Us enquiry page and request the payout figure as at any date you specify. Humm will provide this within 2 business days.
WHAT DO I DO IF I CANNOT MAKE A REPAYMENT?
Contact humm immediately to discuss the matter via the Contact Us enquiry page or call us on 1800 703 244 for assistance.
CAN HUMM TAKE ACTION AGAINST ME?
Yes, if you are in default under your payment plan agreement, Humm may take action against you to recover any amounts outstanding. Additional fees and charges may be payable in the event action is required.
CAN I CLOSE MY ACCOUNT AND ARE THERE ANY CHARGES?
Once your purchase(s) have been paid in full and your account balance is zero, you can cancel via written notice to Humm or via your online account. There are NO additional fees for closing your account or paying out early.
IF I PAY A DEPOSIT, AM I GUARANTEED AN APPROVAL?
Paying a deposit directly to the merchant won’t always guarantee a humm payment plan being approved. However, we will work with your chosen merchant to process your application fairly and approve wherever possible. Details of your payment plan will be confirmed to you in writing once the required signed paperwork is received, verified and accepted by us.
WHAT IS THE HUMM SMARTPHONE APP?
The humm App provides you with direct access to your account and repayment details anytime, anywhere. You can search for stores, manage your repayments, find out how much you’ve repaid and when your next payments are due or make additional repayments. All this and more is available via the humm App to help you manage your account on the go.